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Icon Credit Union is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at (208) 344-7948 or 1-800-877-3174.
We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these arrangements, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them.
Information We Collect And Disclose About You
We collect and may disclose nonpublic personal information about you from the following sources:
- Information we receive from you on membership and loan applications and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.
We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, to follow your instructions as you authorize, or protect the security of our financial records.
If you terminate your membership with Icon Credit Union, we will not share information we have collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.
Effective Date: January 1, 2010
Web Site Use Statement
Icon Credit Union is committed to providing quality products and services that will enable our members to meet their financial goals. We are dedicated to maintaining the privacy of member's financial records, consistent with state and federal laws as stated in our Privacy Policy.
1. We will use prudent and reasonable measures to protect the accuracy and privacy of all member information, including information used while conducting business via the Internet, ATM networks, telephone, wire services, mail, and other means of communication.
2. Article XIX, Section 2 of Icon Credit Union's Bylaws requires its officers, directors, members of committees and employees to hold in confidence all transactions of this credit union with its members and all information respecting their personal affairs, except when permitted by state or federal law.
3. If you have provided personal identifying information via e-mail (such as name and address), the information will only be used to communicate with you in handling your request. It is not sold, given, or disclosed to other parties.
4. If you choose to use Icon products or services that require you to provide us with personal identifying information, we will not use that information except as permitted by state or federal law.
5. The information contained on any site to which you link from this site is solely the responsibility of the provider of that website. We recommend that you read the provider's Privacy Policy of each website that you enter.
Effective Date: January 1, 2010
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