Helpful Loan Services

AutoCare: A must have insurance policy for the new and used car owner to insure against the huge expense of mechanical breakdown. Our price is often up to 25% less, and has more coverage, than a dealer charges for their extended warranty. AutoCare is backed by an AM Best Rated "A+" (superior) insurance company. Contact Us for a quote and complete information.

Car Book Values: What is your vehicle worth? Check your auto's value online through NADA or Kelly Blue Book.

Car Buying Tips: Thinking about buying a new or used car? - Click Here

CARFAX: Before you buy a used auto get a report on the vehicle's title history. A valuable service at a reasonable price, it may keep you from making the big mistake of buying the wrong used car.

Credit Life & Disability Insurance: Have you given any thought to how you or your family will make your loan payments if you die or are disabled? Not only are our premium rates considerably less than from a dealer, we pay 50% of the Life Insurance Premium! Contact Us for details.

GAP Insurance: What happens if your vehicle is totaled and your insurance company only pays the actual cash value? If your loan balance is higher, you end up paying the difference. GAP Insurance takes care of the difference, giving you peace of mind and a fresh start on replacing the vehicle. Contact Us for more information.

Idahy is partnered with CarSmart to assist our members in finding that perfect vehicle. To determine if CarSmart would be helpful to you, ask yourself the following questions:

• Do you lack the time, desire, expertise, patience, or energy to physically run around looking for the exact vehicle you want, or to negotiate with retail sales people for the best deal?
  
• Do you want current, in-depth option and pricing information?
  
• Are you looking to purchase a pre-owned vehicle that has been frame checked, mechanically and safety inspected, and has a positive CARFAX vehicle history report?

If you answered "yes" to any of the above questions, CarSmart can help you with your next auto purchase. And when your ideal vehicle is found, Idahy is here to finance your purchase. Contact an Idahy Member Service Officer for details.

Check out our Great Loan Rates or Apply for a loan online.