| Effective
November 1, 2007 |
| Description |
Fee
Amount |
 |
| Checking
Accounts |
Premier
|
FREE |
|
| Monthly Service Fee |
$5.95 |
None |
| Service fee waived if minimum
balance of... |
$5,000 |
No Fee |
| Idahy Visa Debit Card |
Free |
Free |
| ATM Access |
All free
Surcharge ATM
fees may appy |
Free
MoneyPass $1.00/non-MoneyPass |
| Online BillPay and BillPay+ |
Free BillPay
or BillPay+ |
Free
BillPay or $2.00/mo BillPay+ |
| Free Checks |
2 boxes/year |
None |
| |
|
|
| Cost
of checks/deposit slips
|
varies |
Instant Checks (2 page minimum)
|
$
2.00/page |
| |
|
|
| Stop Payment Request |
|
|
- Per Check
- 3-25 Checks
- Per Book of 25 Checks
|
$15.00
$25.00
$25.00 |
| |
|
|
Visa Debit Card
|
|
|
- Each Card
- Card Block Fee
- Reissue Card Fee
- Rush Card
- Capture Fee
|
$
4.00
$ 6.00
$10.00
$40.00
$65.00 |
| |
|
| Overdraft Item (Checks,
ACH, ATM, Debit) |
|
|
- NSF Item
- Idahy Courtesy Pay
|
$23.00
$23.00 |
Returned Item (Deposits,
Payments, Withdrawals)
We will pass on any fees incurred to collect funds
on a returned check.
|
|
|
- Member-written
- Third-party
|
$23.00
$10.00 |
| Internet Access (idahy@home) |
No
Fee |
| |
|
Automatic Overdraft
Transfer from Shares or
Line-of-Credit
|
No
Fee |
|
| Convenience
Services |
|
|
|
| Check Cashing
Fee |
|
|
| |
$3.00
$5.00 |
Idahy
Check
Fees may be waived under certain circumstances. |
$2.50* |
| |
|
Printout
|
$1.00/page |
| |
|
| E-Pay ~
Your first 3 E-Pay transactions per month are free |
|
|
$2.50 each |
|
$10.00 each |
| |
|
|
| Photocopies of Documents |
|
|
- Check (over 3 per month)
- Statement
- Visa Sales Drafts
- Visa Statement
- Other Documents
|
$1.00
$2.00/page
$5.00 ea
$2.00/page
$2.00/page |
| Visa Cash Advance |
|
|
- Idahy Card
- Other than Idahy Card
|
No
Fee
$5.00 |
Money
Orders
|
$1.00 each |
|
$15.00
each |
| Visa Travel Card |
$5.00 |
| |
|
| Wire Transfer
(outgoing) |
$15.00 |
|
|
Wire Transfer (incoming)
|
No
Fee |
MemberLine Transfers/Inquiries
|
No
Fee |
idahy@home
|
|
|
- Transfers/Inquiries
- BillPay
- BillPay+
|
No
Fee
No Fee
$2.00/mo |
Notary Service
|
$2.00* |
Promotional Sales Tickets
|
$0.50/ticket* |
| *These
fees waived if a member has a Mutually Beneficial Relationship
(MBR) with Idahy. A
member is defined as having an MBR, for the purpose of this
fee schedule, when they have $200.00 in aggregate balances
on deposit or a current loan with a minimum outstanding balance
of $1,000 (not including a Visa credit card).
|
|
| Safe Deposit
Boxes |
|
|
| Box Size* |
|
Lease
Fee** |
- 3" x 5"
- 3" x 10"
- 5" x 10"
- 10" x 10"
|
|
$15.00
$25.00
$35.00
$50.00 |
Replace Lost Key
|
|
Cost + $2.00 |
Lock Replacement
|
|
Cost |
Each box leased, requires a
deposit in the amount equal to one year's lease. This deposit
remains in a separate account and earns dividends until the
closing of the safe deposit box, at which time the deposit
and dividends earned are refunded to accounts in good standing.
*All boxes are 22" in length
**All lease fees are based on an annual renewal
|
|
| Other
Fees and Charges |
|
|
|
| Inactive
Account Fee |
|
|
- No activity in 3 years and less than $100 balance
|
|
$
3.00/quarter |
| Negative Account Fee |
|
|
- Charged if account remains negative for
15 days
|
|
$10.00 |
| Closed Account Fee |
|
|
- If you close your share savings account within 6 months
of opening
|
|
$
6.00 |
Stop Payment Request
on Idahy Check
|
|
$15.00 |
Account Research
|
|
$30.00/hour |
Account Reconciliation
|
|
$30.00/hour |
Special Account Handling
(per transaction)
|
|
$
2.50 |
Locator Fee
|
|
$
5.00/year |
|
|
| Important
Note: These fees are current and effective as of the date
noted above. We reserve the right to change this Fee Schedule.
If we do, we will send you 30 days advance notice of the changes.
None of the charges or fees described constitutes payment
for violations of the credit union's rules.
|
|
 |
