| Account
Features |
Premier |
FREE |
| Minimum Balance |
$0.00 |
$0.00 |
| Monthly Service
Fee |
$5.95 |
$0.00 |
| Service Fee Waived
if... |
$5,000
minimum balance |
No
Fee |
Free Idahy
Visa Debit Card
(select your own PIN) |
x |
x |
| ATM Access |
All
Free
Surcharge ATM
fees may apply |
Unlimited
MoneyPass $1.00/non-MoneyPass |
| Free Online Account
Access: idahy@home |
x |
x |
| Free Phone Account
Access: MemberLine |
x |
x |
Online
BillPay and BillPay+ |
Free
BillPay or BillPay+ |
Free
BillPay or
$2.00/mo BillPay+ |
| Free Checks |
2
boxes/year |
o |
| Earns Dividends |
x |
o |
| Minimum balance
to earn dividends |
$1,000 |
o |
| Loan Rate Discount |
0.25% |
o |
| Share Certificate
Rate Bonus |
0.10% |
o |
| Free Official Idahy
Checks (5/year) |
x |
o |
| Free Money Orders
(5/year) |
x |
o |
| Free Overdraft Transfers |
x |
x |
| Free Account Alerts |
x |
x |
| Free Check Images |
x |
x |
| Free Notary Service |
x |
x |