FAQ: BillPay and BillPay+
Q: When
using BillPay to pay
bills, how long does it take from submitting the request, to the
payment being applied?
A: This depends on whether the bill is being paid electronically
or by check. On the payee screen, each payee has a footnote showing
whether it is electronic or by check. When the payment is made,
it will also show an approximate date the payment will be received.
Q: Is it possible to add a second
Idahy checking account (or Medical Savings Account) as a paying
account on BillPay?
A: Yes, however, you must be enrolled in BillPay+ to access this
feature. When this feature is activated, there will be a drop down
arrow under the "pay from" section. From there, you can
choose which account you would like to pay the bill from.
Note: To activate this feature, select "Options" from
the top menu, then "Pay from Accounts," click on the link
that says "Add Account". The account information is usbmitted
to our BillPay Specialist to verify the account. Once the account
is approved, you will receive an email confirming the feature is
now available to use.
Q: How do I upgrade from BillPay
to BillPay+?
A: Contact any Idahy representative to make your request.
They will notify our BillPay Specialist to make the change for you.
Q: Can a person be locked out of
their BillPay account?
A: There is not a separate login for BillPay, once you are logged
in to idahy@home, you simply click BillPay login to access your
BillPay account.
Q: If a member transfers money from
one account to an account at another financial institution, does
that automatically sign them up for BillPay+?
A: This options is not available in BillPay - only in BillPay+.
Therefore, you must already be enrolled in BillPay+ to use this
feature.
Q: When will I see the $2.00/month
charge to my account for BillPay+?
A: The same day of the month that you initially enrolled in BillPay+.
If you enrolled on the 15th of the month, you will see the charge
on the 15th of each month. If you enrolled, on the 3rd, you'll see
the charge on the 3rd of each month.
Q: What is the difference between
BillPay and BillPay+?
A: BillPay is a basic service, while BillPay+ offers
more options (see below):
| Feature/Functionality |
BillPay |
BillPay+ |
| Schedule single and recurring payments |
x |
x |
| Change and/or stop scheduled payments |
x |
x |
| View payment history |
x |
x |
| 24x7 web access |
x |
x |
| Pay anybody bill payment service |
x |
x |
| Bill Payment reminder emails |
x |
x |
| Additional security features that can be turned on/off |
x |
x |
| Pay bills from multiple bank accounts |
x |
x |
| Memo and comment fields for payments |
x |
x |
| Pending Payment Calendar |
x |
x |
| second e-mail address option |
x |
x |
| Manage payees using categories |
x |
x |
| Ability to make Inter-bank Transfers (Me2Me) |
x |
x |
| Ability to email payments to friends (P2P) |
x |
x |
| schedule multiple payments per page |
x |
x |
|